TERMS AND CONDITIONS OF USE


This contract (hereinafter the "Terms of Use") constitutes an electronic agreement between the User (hereinafter - "User") and Wallet Globe Ltd. that applies to your use of the services provided by www.walletglobe.com (below "Wallet Globe").
As used herein, "Wallet Globe" refers to to the company Wallet Globe Ltd., including but not limited to: its owners, directors, managers, investors, employees and other related parties.
Depending on the context, "Wallet Globe" can also refer to services, products, the website, the content or any other materials provided by Globe Wallet Ltd.
This is an important document, which the User must consider carefully when choosing whether to visit the Site and to use related services.
Therefore, please read these Terms of Use carefully before agreeing to it. These terms also highlight some risks of using the services as well as a guide on how to use them as safely as possible.
The User is solely responsible for understanding and complying with any and all laws, rules and regulations of his/her Country.
By accepting this Terms of Use, the User agrees with and accepts all policies published on this website. IF YOU DO NOT AGREE TO THE TERMS OF USE referred to in this Agreement, please DO NOT ACCESS THIS WEBSITE AND DO NOT USE THIS SERVICE.

1. DEFINITIONS

1.1. Account: means a profile created by the user on Globe Wallet Platform
1.2. Bitcoin: it is the cryptocurrency. It is widely described in the attached Terms of use that are part and parcel of this agreement (attachment A).
1.3. Block: it is a record that contains and confirms the financial transactions.
1.4. Buyer: is the User who submits an offer to buy cryptocurrency through the Service.
1.5. Commission: refers to a tax that is due to Wallet Globe for each transaction.
1.7. Platform: means an environment created by Wallet Globe that allows to trade cryptocurrencies. The platform is not intended to provide legal, tax, insurance or investment advice.
1.8. Price: means "price per fiat currency or cryptocurrency" for which Users are willing to buy or sell virtual currency. The price may be expressed in any of the currencies supported by the Service. Please visit our homepage: www.walletglobe.com
1.9. Seller: means the User who submits an offer to sell/trade fiat currency or cryptocurrency through the Service.
1.10. Service: means the technological platform, rules and functional market managed by Wallet Globe that allows sellers and buyers to buy and sell cryptocurrency and fiat currency.
1.11. Website: it is the Wallet Globe website; you can find it to the following address: https://www.walletglobe.com/.
1:12. Trading Symbol: cryptocurrency, which can be exchanged for another currency or commodity.
1.13. Transaction: means the agreement between the Buyer and the Seller according to which they (i) exchange cryptocurrency or fiat currency to an agreed rate (purchase transaction), (ii) cryptocurrency deposit ("deposit operation"), (iii ) transfer of cryptocurrency or commodities between users ("warranty operation"), (iv) withdrawal of cryptocurrency or fiat currencies ("withdrawal operation").
1.14. Price action: means the total price paid by the buyer in respect of each transaction carried out through the Service.
1.15. User: means a person or an entity, who uses the Services, agreed to the Terms of Use and is a holder of an Account.
1.16. Fiat currency (currency): each currency, with legal tender in everyday exchanges which derive from national rules.

2. SCOPE OF THE SERVICES

2.1.allows all Users of the Platform to trade cryptocurrencies and/or fiat currency with other Users. It also allows to send cryptocurrency to other Users without receiving a payment in another currency.
2.2. The service run by Wallet Globe allows both buyers and sellers to buy and/or sell cryptocurrencies. Wallet Globe offers the User its services, the Site and the platform for use only if the User fully understands, complies and agrees with the Terms of Use.
2.3. Depending on the User’s Country of residence, the User may not be able to use all the functions of the Site. It is the User’s responsibility to follow those rules and laws in his/her County of residence and/or place from which the User accesses this Site.

3. USER'S RIGHTS AND RESPONSIBILITIES

3.1. The User has the right to enter and use the Site and Services, as long as he/she agrees to and actually complies with the Terms of Use. By using this Site, the User agrees to accept and abide by the terms and conditions stated herein.
3.2. The User undertakes to read these Terms of Use carefully before using the Website or the services provided by Wallet Globe.
3.3. The User undertakes to comply with any and all applicable laws and regulations related to the use of the Services.
3.4. The User agrees to check any changes to his account, including the budgetary changes.
3.5. The User undertakes to immediately inform Wallet Globe and, in any case, within 3 (three) days after the moment of discovery about any unusual, suspicious, unclear and/or abnormal change on his/her account. In case of late informing the User will be liable for the breach of the Terms of Use and Wallet Globe will have the right to take any further steps accordingly, including but not limited to report to the relevant state authorities.
3.6. The User agrees that, whenever the transaction is made, the platform sends and receives the monetary sums and/or cryptocurrencies from the Buyer’s and the Seller’s Accounts in their name and on their behalf, through the platform.
3.7. The User undertakes to notify Wallet Globe immediately of any unauthorized use of his/her account or other breach of security by e-mail to assistenza@walletglobe.com. Any User who violates the mentioned rules may be held liable for losses incurred by Wallet Globe or any user of the Site.
3.8. The User undertakes not to use the Service to perform criminal activity of any sort, including but not limited to: money laundering, illegal gambling operations, financing terrorist organizations, or malicious hacking.The User has sole responsibility for his/her actions on the Site.
3.9. The User is solely responsible for any damage and liability action brought against Wallet Globe for infringement of third party rights or violation of applicable laws.
3.10. Nothing in these Terms of Use shall exclude or limit the liability of the User for fraud, death or personal injury resulting from our negligence, implied breach of the terms by operation of law, or any other liability which may not by law be limited or excluded.
3.11. The User is solely responsible for determining whether an operation is suited to him based on his/her personal goals, financial availability and willingness and / or propensity to take risks. No complaints and / or compensation may be made against Wallet Globe and its staff for this reason.

4. USER'S REPRESENTATIONS AND WARRANTIES

4.1 By creating an account, the User expressly represents and warrants that he/she:
• will respect the rules and laws of his/her Country of residence and / or the country from which he/she accesses these services;
• has accepted these Terms of Use;
• is at least 18 years old and has the right to accept these Terms of Use and participate in transactions involving cryptocurrencies and / or fiat currencies.

4.2. The User represents and warrants that he/she will use the platform only to carry out operations in accordance with the conditions set forth in this Terms and that he/she is has the capacity to enter into the transactions on the platform.
4.3 The User represents and warrants that the currencies deposited to buy Bitcoin are actual currencies corresponding to actual assets in its bank account and coming from legal sources.
4.4. The User represents and warrants that he is the legitimate owner of the account in which the cryptocurrencies and / or fiat currencies are deposited and therefore he can use them without infringing the rights of any third party or applicable laws.

5. Wallet Globe RIGHTS AND RESPONSIBILITIES

5.1. Wallet Globe has the right to suspend User's account and block all crypto currencies and / or legal tender sums contained therein, in case of non-fulfillment or unduly fulfillment of the platform by the User.
5.2. Wallet Globe undertakes to provide services with the utmost effort, due care and in accordance with these Terms of Use.
5.3. In any case, Wallet Globe responsibility shall be limited to using reasonable technical efforts to ensure the receipt of the crypto currency transferred. When initiating crypto currency transactions to a User who is not the Wallet Globe User, Wallet Globe responsibility shall be further limited to ensuring the transfer of the necessary technical data to the crypto currency network.
5.4. To the extent permitted by law, Wallet Globe is not responsible for any damages, loss of profit, loss of revenue, loss of business, loss of opportunity, loss of data, indirect or consequential loss unless the loss suffered is caused by a breach of the Terms of Use by Wallet Globe.
5.5. Wallet Globe is not responsible for any malfunction, breakdown, delay or interruption of the Internet connection, or any reason why our Site is unavailable at any given time.
5.6. In the case of fraud, Wallet Globe undertakes to report all the necessary information, including names, addresses and all other requested information, to the relevant authorities dealing with fraud and breaches of the law. Users recognize that their account may be frozen at any time at the request of any competent authority investigating a fraud or any other illegal activity.
5.7. Nothing in these terms excludes or limits the responsibility of Wallet Globe for fraud, death or personal injury caused by its negligence or any other liability which may not be limited or excluded by law.

6. WALLET GLOBE'S REPRESENTATIONS AND WARRANTIES

6.1. Wallet Globe represents and warrants that will use all reasonable methods to facilitate the matching of orders placed by Users on the Site in order to conclude transactions. All buy and sell orders, researches and other purchase transactions on the platform will be managed in an anonymous manner. The transaction price is calculated on the basis of actual matched orders made by buyers and sellers participating in the bidding process on the platform combined with the applicable transaction fees.
6.2. Wallet Globe represents and warrants that the orders to buy or sell cryptocurrencies and / or fiat currencies match, such orders may not be cancelled or reversed.

7. USER'S ACCOUNT MAINTENANCE RIGHTS

7.1. All materials on this site are owned by Wallet Globe and are protected by copyright, trademark and other applicable laws.
7.2. The User can view, print and / or download a copy of the materials from the Site on a single computer for personal, informative and non-commercial use only, provided that he / she meets all copyright and other proprietary rights.
7.3. The trademarks, service marks and logos Wallet Globe and others used on the Site (hereinafter the "Marks") are owned by Wallet Globe and by their respective owners. The software, text, images, graphics, data, prices, tables, video and audio material used in this Site belong to Wallet Globe. Trademarks and other materials on the Site may not be copied, reproduced, modified, republished, uploaded, posted, transmitted, collected or distributed in any form or by any means. The use of any material from the Site on any other website or "network environment" for any other purpose is strictly prohibited; any unauthorized use may violate copyright laws, trademark and other applicable laws and could result in criminal or civil penalties.

8. USER REGISTRATION

To gain access to this platform and to be able to use it, the User must register using the form provided (att. B) to be completed in full with the required information by choosing a username and password which will allow him to work actively on site.


7. USER'S ACCOUNT MAINTENANCE RULES

9.1.The Site is for the User’s personal and non-professional/non-commercial use only. Wallet Globe is vigilant in maintaining the security of the Site and the service. By registering with Wallet Globe, the User agrees to provide Wallet Globe with accurate and complete information about him/herself as prompted by the registration process in art. 8 above, and to keep such information updated.
9.2. The User agrees agrees that he / she will not use any account other than his/her own, or access the account of any other User, or assist others in obtaining unauthorized access.
9.3. The User is responsible for maintaining the confidentiality of information on his account including, but not limited to his passwords, e-mail, wallet and of all activities, including transactions made through his account. The User is obligated to comply with these security requests, or accept termination of his account. 9.4. The creation or use of accounts without obtaining the prior express permission from Wallet Globe will result in the immediate suspension of all respective accounts, as well as all pending buy/sell orders. Any attempt to do so, or the distribution of instructions, software or tools for that purpose, will result in termination of such users’ accounts. Wallet Globe may decide at its sole discretion to take further action against the User.


10. TRANSACTION PROCESS OF THE PLATFORM

10.1. The platform allows the Buyer to submit orders to purchase cryptocurrencies and / or fiat currencies, and Sellers to submit orders to sell cryptocurrencies and / or fiat currencies. The price for which Users offer to buy or sell the cryptocurrencies and / or fiat currencies is at their own discretion, or can be determined by periodic observations of the exchange value of the cryptocurrency.
10.2. The User recognizes that his/her offers should only be submitted after careful consideration and therefore, offers made by the seller and the buyer on the platform represent their unconditional acceptance to be bound by the Terms of Use as soon as the price set in their offer matches with the price set in an offer submitted by the buyer or the seller, respectively. The Sellers and the Buyers agree that as soon as their respective offers are matched, such offers are binding and may not be withdrawn. Such transactions will be completed instantaneously and will be considered to have taken place at that date and time.
10.3. Seller acknowledges and agrees that the payment of the price in relation to the transaction in the name and on behalf of the buyer may be delayed due to bank verifications, for a period of up to one (1) month. Similarly and due to the inherent nature of the Bitcoin network, the buyer acknowledges and agrees that withdrawing, depositing or otherwise receiving Bitcoins into his/her account may take up to twenty-four (24) hours, barring unforeseen or unavoidable network issues. Users are not allowed to withdraw any cryptocurrencies and/or fiat currencies from their balance within forty-eight (48) hours after the account was created.
10.4. The User acknowledges and accepts that the minimum fee for each Bitcoin transaction on behalf of Wallet Globe is equal to 3% of the total amount of cryptocurrency that has been transferred to which it will be added a fixed amount equal to 0.005 BTC, as discussed below in detail in section 12.


11. MAINTENANCE COST

11.1. To ensure efficiency of the platform the User is charged with a service fee. The price includes hosting, electricity, upkeep costs for maintaining computational and transfer equipment. The cost of maintenance, charged in Bitcoin, will amount to 0.003 BTC per month and will be deducted from the shares held by the owners on the site the first day of the month. Wallet Globe Financial may reserve the right to discount the cost of maintenance to the satisfaction of one or more conditions which will be communicated to the User in compliance with the deadlines set forth in section 11.2.
11.2. Wallet Globe reserves the right to change the cost of maintenance as well as the way of its charge off. Such changes will be communicated to the User at least thirty (30) days before they become effective in order to enable the latter to exercise the right of withdrawal referred to in paragraph 18.


12. TRANSACTION FEE

12.1. In order to ensure normal functioning of the platform, all transactions relating to purchase, sale and / or transfer of cryptocurrencies and / or fiat currencies made on the platform will be taxed (fee).
12.2. The fee on the purchase of Bitcoin, referred to in the preceding paragraph 10.4, is automatically charged off in cryptocurrency when the relevant transaction is taking place.
12.3. The fee for transferring cryptocurrencies and / or fiat currencies between Members of the Site will be equal to 1.5% of the total amount of cryptocurrency that has been transferred to which it will will be added a fixed rate of 0.003 BTC and it will be charged for each transaction made on the site when the purchase order has been confirmed.
12.4. The fee charged to send cryptocurrency out of the Site is equal to 3% of the total amount of cryptocurrency that has been transferred to which it will be added a fixed rate of 0.005 BTC of the amount that has been sent and it will be charged when the levy in question is placed.
12.5. The User acknowledges and agrees that Wallet Globe reserves the right to change their transaction fee and charge procedure. Such changes will be communicated to the User at least thirty (30) days before they become effective in order to enable the latter to exercise the right of withdrawal referred to in paragraph 18.


13. TRANSACTION LIMITATIONS

13.1 The price of each cryptocurrency and / or fiat currency is limited to 6 digits. The minimum amount equals to 0.01.
13.2 The rounding will be made to the eighth digit after the separator (0.00000001). The maximum amount equals to 999,999.99999999.


14. ROUNDING POLICY

For all financial calculations, Globe Wallet uses a uses a rounding policy in favor of the Platform that round down to the eighth digit after the separator. Nevertheless, all units that were mined, even the smallest one, will be taken into account and preserved internally within the system.


15. TRANSACTION REQUEST LIMIT

The transaction requests are limited to a maximum number of 600 requests per day for User. Above that limit, the IP address will be blocked and the User will not be able to use the platform for the day in which this threshold was exceeded.


16. ILLEGAL TRANSACTIONS

16.1. The User shall be solely responsible for ensuring that any transfer of cryptocurrency and / or fiat currency to another User shall be a valid and legal transaction not infringing any laws including money-laundering laws and regulations.
16.2. Wallet Globe reserves the right to suspend or terminate your Wallet Globe account if we reasonably believe to be required to do so by the law or in order to comply with recommendations and / or orders issued by a relevant government authority or recognized body, also international, for the prevention of financial crime.
16.3. It is strictly forbidden to use Wallet Globe account for any illegal purposes, including but not limited to, fraud and money laundering. Wallet Globe will report any suspicious activity to the relevant law enforcement with the application of the existing law. The User is not allowed to use his Wallet Globe account in any attempt to abuse, exploit or circumvent the usage restrictions imposed by law or regulations.
16.4. The User is solely responsible ensure that the User only sends payments to or receives payments from persons or entities for the sale or supply of goods and services that the User may provide or receive in compliance with any applicable laws and regulations. The mere fact that a person or entity accepts payments through Wallet Global platform is not an indication of the legality of the supply or provision of their goods. If the User is in doubt of the legality of a supply or purchase, he/she should not continue with the payment.


17. ACCOUNT SECURITY

17.1.The User must take all reasonable steps to keep his/her Wallet Globe account password safe all the time and never disclose it to anyone. Wallet Globe will never ask the User to disclose/her password for his own purposes or for those of third parties.
17.2. It is advisable to change the User’s password regularly (at least every three (3) to six (6) months) in order to reduce the risk of a security breach in relation to the Wallet Globe account; Wallet Globe also advises the User not to choose a password that is easily guessed from information someone might know or gather about the User. The User must never allow anyone to access his/her Wallet Globe account or watch you accessing your Wallet Globe account.
17.3. If the User has any indication or suspicion of his/her account, password or other security feature being lost, stolen, misappropriated, used without authorization or otherwise compromised, the User is advised to immediately change the password or other security features. The User must contact customer service without undue delay on becoming aware of any loss, theft, misappropriation or unauthorized use of the User’s account. Any undue delay in notifying Wallet Globe may result in the User being liable for any losses as a result. If the User suspects that someone else accessed his/her Wallet Globe account without his/her authorization, the User should also contact the police and report the incident.
17.4. Wallet Globe may suspend the User’s account or otherwise restrict its functionality on reasonable grounds relating to the security of the account. Wallet Globe User will notify the User of any suspension or restriction and of the reasons for such suspension or restriction.
17.5.The User must take reasonable care to ensure that his/her account is secure and only accessed by the User. ... cannot be liable for the breach by third parties of User's e-mail account. In case any of the e-mail addresses registered with the User’s Wallet Globe Accounts are compromised, the User should without undue delay ... Customer Service and also contact his/her e-mail service provider.
17.6. The User must always ensure that his/her login details are not stored by the browser or cached or otherwise recorded.


18. TERMINATION OF THE TERMS OF USE - CANCELLATION

18.1. The User may terminate this agreement and close his Wallet Globe account at any time, that is after thirty (30) days from receiving notice as referred to in paragraph 11.2, 12.5 and 26.1 of these Terms of Use; following settlement of any pending transactions.
18.2. The User agrees that Wallet Globe may, by giving notice of seven (7) days and at its sole discretion, terminate his/her access to the Site and to his/her account, including our power to limit, suspend or terminate the service and Users' accounts, prohibit access to the Site and its content, services and tools; delay or remove hosted content, and take technical and legal steps to keep Users off the Site if we think that they are creating problems or possible legal liabilities, infringing the intellectual property rights of third parties, or acting inconsistently with the letter and/or spirit of these Terms.
18.3. Additionally, we may, in appropriate circumstances and at discretion of Wallet Globe, suspend or terminate accounts of Users for any reason, including without limitation: (1) attempts to gain unauthorized access to the Site or another User's account or providing assistance to others' attempting to do so, (2) overcoming software security features limiting use of or protecting any content, (3) usage of the service to perform illegal activities such as money laundering, illegal gambling operations, financing terrorism, or other criminal activities, (4) violations of these Terms of Use, (5) failure to pay or fraudulent payment for transactions, (6) unexpected operational difficulties, or (7) upon the request of law enforcement or other government agencies and international ones.
18.4. Wallet Globe also reserves the right to cancel unconfirmed accounts or accounts that have been inactive for a period of six (6) months or more, and/or to modify or discontinue our Site or Service. The User agrees that Wallet Globe will not be liable to them or to any third party for termination of their account or access to the Site.
18.5. The suspension of the account shall not affect the payment of the transaction fees due for past transactions, as well as the cost of maintenance for the month in which the contract is terminated provided in paragraphs 10, 11 and 12 above. Upon termination, the user shall provide a valid bank account detail to allow the transfer of any currencies deposited to his/her account. The Bitcoin can be transferred to a valid bank account only after conversion into a currency that is legal tender. All those transfers must be made within ten (10) days of receiving the request.


19. SERVICES AVAILABILITY

19.1. All Services are provided without guarantees of any kind, either express or implied.
19.2. Wallet Globe will strive to keep the Site up and running; however, all online services suffer from occasional disruptions and outages. Wallet Globe is not liable for any disruption or loss you may suffer as a result. Thus, Wallet Globe does not provide any guarantees that access to the Site will not be interrupted, or that there will be no delays, failures, errors, omissions or loss of transmitted information.
19.3. Wallet Globe will use reasonable endeavors to ensure that the User can normally access the Site in accordance with the Terms of Use. Wallet Globe may suspend use of the Site for maintenance and will make reasonable efforts to give the User notice. The User acknowledges that this may not be possible in case of emergency and / or contingency.


20. WALLET GLOBE FINANCIAL ADVICE

20.1. Wallet Globe does not provide any financial or investment advices in connection with the services contemplated by these Terms of Use. Wallet Globe may provide information on the price, range, volatility of Bitcoin and events that have affected the price of Bitcoin, but it should not be considered as an investment or financial advice and should not be construed as such. Any decision to buy or sell cryptocurrencies and /or fiat currencies is the User’s decision and Wallet Globe will not be liable for any loss suffered.
20.2. The platform made available from Wallet Globe consists of facilitating the buying, selling and trading of cryptocurrencies and fiat currencies in an unregulated, international open payment system, based on the interaction between the buyer and the seller.


21. TAXATION

21.1.The User undertakes to pay all his/her taxes and duties, which can be resulted from the use of Wallet Globe services and should be paid according the User’s state of residence regulations.
21.2. Wallet Globe is not responsible for any violation made by the User due to his/her obligation/duty to pay taxes and duties.
22. E-MAIL Email messages sent over the Internet are not secure and Wallet Globe is not responsible for any damages incurred by the result of sending email messages over the Internet. The User is invited to send email in PGP encrypted formats to Wallet Globe. The instructions and keys to do so are available upon request.


GOVERNING LAW AND DISPUTE RESOLUTION

23.1.These Terms of Use shall be governed by and construed in accordance with the laws of Italy. All disputes and controversies arising out of or in connection with this website and these Terms of Use shall be submitted to the Civil Court of Genoa, with explicit exclusion of any other court and / or any competent authority.
23.2. If any portion of these Terms of Use shall be deemed and/or declared invalid, void, or for any reason unenforceable, such portion shall be deemed severable and shall not affect the validity and enforceability of any remaining portion.


LIMITATION OF LIABILITY

24.1. In no event shall Wallet Globe, its officers, directors, employees, agents, and all third party service providers,be liable to the User or any other person or entity for any direct, indirect, incidental, or consequential damages whatsoever, including any that may result from: (i) the accuracy, completeness, or content of this Site; (ii) the accuracy, completeness, or content of any sites linked (through hyperlinks, banner advertising or otherwise) to this Site; (iii) the services found at this site or any sites linked (through hyperlinks, banner advertising or otherwise) to this Site; (iv) personal injury or property damage of any nature whatsoever; (v) third-party conduct of any nature whatsoever; (vi) any unauthorized access to or use of our servers and/or any and all content, personal information, financial information or other information and data stored therein; (vii) any interruption or cessation of services to or from this Site or any sites linked (through hyperlinks, banner advertising or otherwise) to this Site; (viii) any viruses, worms, bugs, trojan horses, or the like, which may be transmitted to or from this Site or any sites linked (through hyperlinks, banner advertising or otherwise) to this Site; (ix) any user content or content that is defamatory, harassing, abusive, harmful to minors or any protected class, in particular pornographic, child pornography, obscene or otherwise objectionable; (x) any loss or damage of any kind incurred as a result of the User's use of this Site or the services found at this Site.
24.2. The User acknowledges and agrees that any cause of action arising out of this Site or the services found at this Site must be commenced within and no more than one (1) year after the cause of action accrues. The User acknowledges and agree that in no event shall Wallet Globe's total aggregate liability exceed the total amount paid for the particular services that are the subject of the cause of action. The foregoing limitation of liability shall apply to the fullest extent permitted by law.
24.3. In case Wallet Globe is unable to perform the services specified in the Terms of use due to factors beyond his control but not limited to: unforeseeable circumstances, force majeure event, any change of the law; Wallet Globe will have no liability to the User with respect to the services provided for a period coinciding with the duration of the event which interrupted.


INDEMNITY

25.1. The User agrees to protect, defend, indemnify and hold harmless Wallet Globe Financial and its officers, directors, employees, agents, and third party service providers from and against any and all claims, demands, costs, expenses, losses, liabilities and damages of every kind and nature (including, without limitation, reasonable attorneys’ fees) imposed upon or incurred by Wallet Globe directly or indirectly arising from: (i) the User’s use of and access to this Site or the services found at this Site; (ii) the User’s violation of any provision of the Terms of Use or the policies or agreements which are incorporated herein; (iii) the User’s violation of any third-party right, including without limitation any intellectual property or other proprietary right.
25.2. The indemnification obligations under this section shall survive any termination or expiration of the Terms of Use or the User’s use of this Site or the services found on this Site.


26. MODIFICATION OF THE TERMS OF USE

26.1 Wallet Globe reserves the right, at its sole discretion, to modify, add or remove any portion of these Terms of Use at any time. The User will be notified of any changes thirty (30) days in advance. Upon receipt of such notice and following expiry of the term of the termination, the User must comply with the amended Terms of Use.
26.2 The User's continued use of the Site following the posting of the changes of the Terms of Use constitutes their deemed acceptance by the User and shall apply on a going-forward basis with respect to any activity initiated after the publishing.


27. LINKS TO THIRD-PARTY WEBSITES

This Site and the Services found at this Site may contain links to third-party websites that are not owned or controlled by Wallet Globe. Therefore Wallet Globe assumes no responsibility for the content, terms and conditions, privacy policies, or practices of any third-party website.
CONTACT US AT THE FOLLOWING E - MAIL ADDRESS: assistenza@walletglobe.com  
DISCLAIMER

This document is of utmost importance, which the User must consider carefully when choosing whether to visit the Site and to use services. Please read this document carefully before agreeing to it. The document also highlights some risks related to the use of these services and provides helpful instructions on how to perform secure online payments with virtual currency (called bitcoin). When the User uses ... he/she must consider such risks and refer to the instructions provided.
The User is solely responsible for understanding and complying with any and all laws, rules and regulations of his/her specific jurisdiction that may be applicable to the User in connection with the use of all services, including but not limited to exporting and importing activities, taxes or virtual currency transactions.


1. Virtual Currency
The so-called "virtual currencies" are digital representations of value, used as a medium of exchange, or hold for investment, which can be transferred, stored and traded electronically. Some examples are Bitcoin, LiteCoin, Ripple. Created by private entities operating on the web, virtual currencies should not be confused with traditional electronic payment instruments (debit cards, credit cards, bank transfers, prepaid cards and other electronic money instruments, etc.). Virtual currencies differ from electronic platforms aimed exclusively at encouraging transactions similar to bartering. They have not legal tender status in digital form like the real currency (euro, dollar, etc.); they are not issued or guaranteed by a central bank or a public authority and are generally not regulated. Virtual currencies are not legal tender and should not necessarily be accepted by law for the extinction of monetary obligations, but can be used to purchase only if the seller is willing to accept them for his/her goods or services. There are virtual currencies that can be used only within the virtual community that accepts them (so-called non-convertible virtual currencies); virtual currencies that can be bought with a traditional currency (such as using your credit or debit card), but can not be converted back to the traditional currencies (so-called non-convertible virtual currencies); virtual currencies that can be bought and sold in exchange for traditional currency (so-called fully convertible virtual currencies).


2. Price of virtual currencies and digital wallet
The price, best defined as the rate at which virtual currencies can be converted in legal currencies (ex. Euro), can vary considerably in a short time. The virtual currency has therefore high volatility and it can be very risky to hold sums denominated in virtual currency, if you intend to keep them for a certain period of time and convert them into legal tender. They are created by a private issuer (in the case of the so called centralized currencies) or, generally, by people using highly sophisticated software (in the case of the so called decentralized currencies). - They are not physically held by the user, but are moved through a personalized account known as "digital wallet" (so called e-wallet), that one can save on his/her computer. These digital wallets are generally software, developed and supplied by specially appointed providers (so called wallet providers). Moreover, there are trading platforms that offer a conversion service between virtual currency and conventional currency. They can be purchased with the conventional currency on an exchange platform, where the currency is received online directly from someone who owns it, and then it can be held on an "digital wallet"; using this e-wallet, holders can make purchases at shops or from individuals willing to accept virtual currency, they can remit money in favor of other owners of virtual currency wallets, and convert it back into a conventional flat currency. Holders of digital wallets and the parties involved in the transactions remain anonymous. - These transactions through are technically irreversible (once made, the transaction can not be cancelled).


3. Virtual Currency Risks
The purchase, possession or exchange of virtual currencies may entail significant risks, especially for those who use it without having adequate knowledge of the phenomenon and awareness of the risks involved. The Financial Action Task Force (FATF), in charge of combating of money laundering and terrorist financing, has published a paper on the subject, which describes the features and the actors involved in the virtual currency systems. The European Banking Authority (EBA) has issued on December 2014 a warning for the consumers that use virtual currencies. In some countries they have been explicitly prohibited; in others have been provided some form of regulation. In Italy the purchase, use and acceptance of virtual currency in exchange for payment must be considered lawful activity; the parties are free to transact in amounts not expressed in legal tender. However, attention is drawn to the fact that the issue of virtual currency, the conversion of legal tender in virtual currencies and vice versa, and the management of its operational schemes could instead lead, in the national law, to the violation of regulations, criminally punishable, reserving the exercise of its activities only to entitled entities.
Lack of information.
Because of the lack of obligations to provide information and transparency, it can be difficult to find reliable information to understand operation, costs, value and risks of each type of virtual currency. Absence of legal and contractual protections.
Purchase, trade and use of virtual currencies are not backed by regulatory and/or contractual protections, similar to those that accompany the legal currency transactions; virtual currency transactions are in general technically irreversible. Issue and management of virtual currencies, including traditional currency conversion activities, are not subject to supervision by the Bank of Italy or of any other authority in Italy.

Absence of protection or guarantee for "deposited sums".
In case of fraudulent conduct, bankruptcy or cessation of activities of the trading platforms there are no specific legal protections designed to cover the losses of the users. Similarly, virtual currency amounts deposited with third parties do not have traditional means of protection, such as deposit guarantee schemes.
There is the risk of permanent loss of money due to malfunctions, cyber attacks, loss.
The archived virtual currency stored in the "digital wallet" may be lost as a result of malfunctions or cyber attacks; if you lose the password to your digital wallet, your virtual currency may be lost forever, are no central agencies that record passwords or issue replacement ones.
High volatility of the currencies' value; risks of losses.
The virtual currency value is characterized by great volatility, because of the price formation mechanisms (sometimes dull) and the absence of central authority that can intervene to stabilize the value. This circumstance can also result in losses of significant amounts in case of virtual currency detention.
Risk of use for for criminal and illegal activities.
The network of virtual currencies may be used for transactions linked to criminal activities, including money laundering; virtual currency transactions are public, but the holders of digital wallets and, more generally, the parties involved can usually remain anonymous;
Tax risks.
The decentralized nature of the network of virtual currency and the absence of regulation mean that the tax treatment of virtual currencies may present uncertainties and gaps, starting from the identification of the beneficiary state, thus leading to unpredictable implications for those involved.


4. Acceptance on voluntary basis.
The acceptance of virtual currency on the part of suppliers of goods and services and / or third parties is based on their discretion and / or agreements that may be terminated at any time without prior notice. Therefore, the owners of virtual currencies can not be certain to use them for the planned purposes.

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Plus. More information

What is a Bitcoin?

Bitcoin is a digital currency. You can exchange Bitcoin with anyone, anywhere in the world. As for cash, all Bitcoin transactions are irreversible.

Is Bitcoin safe?

Bitcoin is born from the latest technological innovations: encryption, peer to peer and independent blockchain, an innovative shared system to trace all transactions made in Bitcoin.

I bought Bitcoins. Now what?

With your Bitcoins you can buy and sell online without having to provide confidential information, data or other credit cards. Also you can trade them around the world, with minimum commission fees.

Where can I spend them?

More and more sites have started accepting Bitcoin as a payment method. Some physical stores also have discovered the benefits of cryptocurrency, find them by clicking here (https://coinmap.org)